Worldwide Travel Insurance for
Non Resident Travellers Abroad

Let's face it, there's no shortage of travel insurance providers and you're already familiar with the biggest providers in the insurance industry. Here at FlightsMoneySaver.com, we're coming at this with a different approach and we're going to show you how to get low-cost travel medical insurance or more advance travel insurance if you are a non-resident in the country you are currently visiting and you wish to stick around and get covered, or continue to travel and visit other countries with insurance cover.

As a general rule, most insurance providers only offer travel insurance to their own residents in their home country, prior to travel. For example, if you are a resident in Australia, you are currently in Australia and you wish to buy insurance before you travel - that's simple and it's extremely easy for you to buy travel insurance cover before you travel.

How to Get Travel Medical Insurance outside Your Home Country

But what happens if you are a resident from Australia, you are already travelling outside your home country and you wish to continue your travels and buy travel medical insurance or more advanced travel insurance along the way. We have an incredible low-cost solution for you and let's introduce you to Nomad Insurance from SafetyWing, the world's leading provider of global health and travel insurance for nomads and remote workers.

Travel Smart, Stay Protected: The Game-Changer in Travel Medical Insurance

This travel medical insurance provides cover for people from all over the world, while outside their home country:

Global Coverage for Travellers Nomad Insurance offers comprehensive travel medical coverage for individuals worldwide while outside their home country. Whether you're a digital nomad, frequent traveller, or exploring for an extended period, this plan ensures peace of mind.

Travel Medical Benefits Gain access to a trusted global network of hospitals and doctors for unforeseen medical issues or accidents. Coverage includes:

  • Doctor visits

  • Hospital stays

  • Emergency medical evacuation

Travel Protection Stay protected during your journey with coverage for:

  • Travel delays

  • Lost checked luggage

  • Emergency response

  • Natural disasters

  • Personal liability

Nomad Insurance from SafetyWing combines flexibility and reliability, making it a perfect choice for modern travellers.

Quick & Easy: Get your Instant Quote for Travel Medical Insurance

If you have ever tried to get an online quote for travel insurance, you will know it can involve endless complex forms to fill out with difficult questions and then when you get to the very end of the quotation process, you have to provide your personal contact details with phone number and email address, just to see the quote. How frustrating is that?

This is totally different, here is your instant travel medical insurance quote and you don't even have to submit your private contact details. The costs will shock you (in a good way) and it is a lot cheaper than you'd expect to pay:

Key Features of Nomad Travel Medical Insurance from SafetyWing

Let's reveal some of the key features of the Nomad Insurance plan from SafetyWing:

  • Buy Abroad & Stay Abroad: Whether you're already halfway around the globe or still planning your travels, this plan is highly flexible. You don't need to be in your home country to purchase it, making it perfect for digital nomads, long-term travellers, or spontaneous adventurers.

  • No Travel Duration Limits: Unlike traditional travel insurance, this policy doesn’t restrict how long you can stay abroad. Whether you're traveling for months or years, you can remain covered for as long as you need.

  • Buy For Another Person: This is a unique feature that allows you to purchase coverage for someone else. It's ideal if you're organizing a trip for a loved one or covering medical expenses for a family member or friend while they’re travelling.

  • Group Insurance: Simplify things by purchasing coverage for an entire group. This is particularly useful for families, teams, or travel companions, streamlining the process into a single plan.

  • Simple Automatic Monthly Payments: The plan operates like a subscription service. Coverage renews every 28 days from your start date, and you can continue it for as long as you need or end it anytime. It’s designed for hassle-free and flexible payments.

  • Visits to Home Country are Covered: If you need to return to your home country for a short visit, you're still covered under specific conditions. You can use your medical coverage for up to 30 days (15 days if you're from the US) per 90-day period, provided the need arises during your visit and you didn’t start the insurance while in your home country.

  • Young Children Included for Free: Families benefit greatly, as 1 young child (aged between 14 days to 10 years) per adult can be added to the plan at no extra cost. The policy allows a maximum of 2 children per family to be included for free, making it budget-friendly for parents.

  • Highly Reliable: This plan is backed by renowned institutions. SafetyWing, as a Y-Combinator company, brings modern innovation to the travel insurance space. The policy itself is underwritten by Lloyds and administered by Tokio Marine, one of the world’s largest and most reputable insurance providers. This ensures credibility, trust, and comprehensive global support.


This level of flexibility and reliability makes SafetyWing's Nomad Insurance an excellent option for travellers seeking adaptable medical insurance coverage.

I have Already Departed from My Home Country. Can I get Travel Insurance?

Yes, SafetyWing offers travel medical insurance even if you've already departed from your home country. Their Nomad Insurance plan is designed for travellers, including digital nomads, and provides coverage worldwide. You can purchase the insurance after departure, and coverage begins immediately upon payment.

Do I get Free Travel Medical Insurance for my Young Children?

Yes, with the Nomad Insurance Essential plan from SafetyWing, one child (aged 14 days to 10 years) per adult can be included in the insurance at no additional cost. However, there is a limit of two children per group or family that can be added for free.

What about Medical Insurance Cover for COVID-19

Nomad Insurance from SafetyWing was a standout medical insurance product during the COVID-19 pandemic because SafetyWing continued to offer travel medical insurance cover at a time when most other insurance providers retreated and stopped offering cover for travellers.

We don't know what the future holds, but if there is another global pandemic around the corner, recent history has shown us SafetyWing is a reliable insurance partner in difficult times.

Today, Nomad Insurance still continues to provide cover as follows:

This plan provides coverage for COVID-19 the same as any other illness, as long as it was not contracted before your coverage start date and did not fall within any other plan exclusions or limitations.

Testing for COVID-19 (PCR test) will only be covered if medically necessary and ordered by a physician. The antibody test is not covered, as it is not medically necessary.

What are the Most Common Frequently Asked Questions about Travel Insurance?

Travel insurance can be a bit of a maze, but here are some of the most common questions people ask:

  • Do I need travel insurance? Yes, it's essential for covering unexpected costs like medical emergencies, lost luggage, delayed luggage, travel delays, emergency evacuations, flight cancellations, cancelled accommodation and burglary.

  • When should I buy travel insurance? Ideally, as soon as you book your trip. This ensures you're covered for cancellations before departure.

  • What does travel insurance cover? It typically includes medical expenses, accommodation cancellations, stolen belongings in the event of a burglary, and sometimes natural disasters.

  • Do I need to declare pre-existing medical conditions? Absolutely. Failing to do so could result in claims being denied.

  • Does travel insurance cover hazardous activities? Some policies do, but you may need to declare them or pay extra for coverage.

  • What is the difference between single-trip and annual policies? Single-trip covers one journey, while annual policies cover multiple trips within a year.

Which Countries are Included for Worldwide Travel Insurance Cover?

Can I get travel insurance for Russia? What about Cuba, Iran or North Korea?

The list of approved countries covered by Nomad Insurance from SafetyWing is absolutely huge, however the following countries are currently excluded: Cuba, Iran, North Korea, Puerto Rico, Syria, Russia and Belarus. Also please note, selected regions of Ukraine are currently excluded: Luhansk, Donetsk and Crimea.

One anomaly is USA, because it is actually excluded by default, unless you purchase the US add-on (also, the add-on not available for US citizens or residents).

If you are travelling already or planning to travel, then you can consider travel medical insurance or more advanced travel insurance for the following countries, ranked with the largest countries first and going through to the smallest:

• Canada • United States • China • Brazil • Australia • India • Argentina • Kazakhstan • Algeria • Democratic Republic of the Congo • Greenland • Saudi Arabia • Mexico • Indonesia • Sudan • Libya • Mongolia • Peru • Chad • Niger • Angola • Mali • South Africa • Colombia • Ethiopia • Bolivia • Mauritania • Egypt • Tanzania • Nigeria • Venezuela • Namibia • Pakistan • Mozambique • Turkey • Chile • Zambia • Myanmar • Afghanistan • South Sudan • Somalia • Central African Republic • Ukraine • Botswana • Madagascar • Kenya • France • Yemen • Thailand • Spain • Turkmenistan • Cameroon • Papua New Guinea • Sweden • Uzbekistan • Morocco • Iraq • Paraguay • Zimbabwe • Japan • Germany • Republic of the Congo • Finland • Malaysia • Vietnam • Norway • Ivory Coast • Poland • Italy • Philippines • Ecuador • Burkina Faso • New Zealand • Gabon • Western Sahara • Guinea • United Kingdom • Ghana • Romania • Laos • Uganda • Guyana • Oman • Kyrgyzstan • Senegal • Cambodia • Uruguay • Tunisia • Suriname • Bangladesh • Tajikistan • Nepal • Greece • Nicaragua • Eritrea • Malawi • Benin • Honduras • Liberia • Bulgaria • Guatemala • Iceland • South Korea • Hungary • Portugal • Jordan • French Guiana • Serbia • Azerbaijan • Austria • United Arab Emirates • Czechia • Panama • Sierra Leone • Ireland • Georgia • Sri Lanka • Lithuania • Latvia • Togo • Croatia • Bosnia and Herzegovina • Costa Rica • Slovakia • Dominican Republic • Bhutan • Estonia • Denmark • Netherlands • Switzerland • Guinea-Bissau • Taiwan • Moldova • Belgium • Lesotho • Armenia • Albania • Solomon Islands • Equatorial Guinea • Burundi • Haiti • Rwanda • Macedonia • Djibouti • Belize • El Salvador • Israel • Slovenia • Fiji • Kuwait • Swaziland • East Timor • Bahamas • Montenegro • Vanuatu • Qatar • Gambia • Jamaica • Lebanon • Cyprus • Brunei • Trinidad and Tobago • Cape Verde • Samoa • Luxembourg • Comoros • Mauritius • São Tomé and Príncipe • Kiribati • Dominica • Tonga • Micronesia • Singapore • Bahrain • Saint Lucia • Andorra • Palau • Seychelles • Antigua and Barbuda • Barbados • Saint Vincent and the Grenadines • Grenada • Malta • Maldives • Saint Kitts and Nevis • Marshall Islands • Liechtenstein • San Marino • Tuvalu • Nauru • Monaco • Vatican City

Next Steps to Simple & Easy Travel Medical Insurance

Here is a product summary overview:

  • Purchase Anytime, Anywhere
    Sign up before your trip or while you're already traveling or living abroad.

  • Worldwide Protection
    Enjoy coverage in over 180 countries.

  • Hassle-Free Claims
    Share your experience with SafetyWing, and receive reimbursement in just a few days.

  • Round-the-Clock Assistance
    Get support from friendly customer care specialists who respond via live chat in under a minute.


Find out more and view your instant free quote at Nomad Insurance from SafetyWing.